Recovery Individual Assistance FAQHome Recovery Individual Assistance FAQFrequently Asked Questions. General Individual Assistance Individual Assistance Preliminary Damage Assessment. Disaster Recovery Center. Disaster Reservist Program. Temporary Housing. Unmet Needs. General Individual Assistance FAQWhat type of individual assistance is available in a disaster Insurance is the primary source of recovery from disasters. If you are uninsured or underinsured, available assistance will depend on the scope and magnitude of the disaster. If the event is below federal government disaster declaration thresholds, assistance may be available from non governmental organizations NGOs and members of Voluntary Organizations Active in Disaster VOAD. If the event is severe enough to warrant a Major Disaster Declaration for Individual Assistance by the President, two primary federal programs offer disaster assistance. FEMAs Individuals and Households Program IHPprovides money and direct services to those affected by a major disaster. Requirements must be met to qualify for help from this program. The U. S. Small Business Administration SBAprovides low interest loans for damage to property owned by homeowners, renters, businesses and private non profit organizations that are not fully covered by insurance. Adelitas Way Discography. SBAs Administrator may issue an SBA only declaration based on at least 2. What type of ownership documentation can I provide to support my application for helpBelow are a few types of documents that may be provided to prove ownership Deed or Official record may be the original deed or deed of trust to the property listing you as the legal owner. Title number which lists you on the actual escrow or title document for the purchase of the dwelling. Mortgage payment book or other mortgage documents i. Real property insurance must be for the damaged dwelling you are occupying with your name listed as the Insured. Tax receipts or a property tax bill showing the damaged dwelling and listing you as the responsible party to the assessments. What type of occupancy documentation can I provide to support my application for help Below are a few types of documents that may be provided to prove occupancy Utility Bill for the damaged dwelling you are occupying with your name or name of co applicant. Florida HardestHit Homes Program Featured Article 10 15 2010 U. S. Treasury Approves Floridas Mortgage Intervention Strategy for Hardest Hit Fund. Bureau of Recovery Disaster Reservist Program. Home Recovery Individual Assistance FAQ Frequently Asked Questions. General Individual Assistance. Florida disability benefit programs. Resources are provided to Florida residents with a disability. The types of assistance and services administered are wide ranging. Assistance in Florida with your mortgage. Programs can help reduce and stop mortgage foreclosures. Find aid in all of Florida including Miami, Orlando, and Tampa Bay. The utility bill should be for one of the major utilities, such as electricity, gas, or water. Merchants Statement sent to the damaged dwelling you are occupying with your name or name of co applicant. Merchant statements include credit card bills, delivery notices, or other first class mail addressed to you and showing the damaged dwelling address. Employers Statement sent to the damaged dwelling you are occupying with your name or name of co applicant. An Employers statement refers to pay stubs and similar documents sent to you and showing the damaged dwelling address. Current Drivers License showing the address of the damaged dwelling. Individual Assistance Preliminary Damage Assessment. GENERALWhat is the difference between an Initial Damage Assessment and a Joint Preliminary Damage Assessment An Initial Damage Assessment is the first data provided on the impact of an event. It is conducted by county representatives and helps to determine whether a Joint Preliminary Damage Assessment is necessary or not. If requested, a Joint PDA serves many purposes. It confirms the Initial Damage Assessment, may uncover additional damages and is necessary for a request for a Presidential Disaster Declaration. Joint PDAs have specific criteria based on habitability. Initial Damage Assessments criteria are decided on a county by county basis and may or may not coincide with the state and federal criteria. What is the Small Business Administration and why do they conduct a different assessment The Small Business Administration SBA is a federal organization offering assistance during a disaster. While their primary service is assisting small businesses in the recovery process, they ALSO can provide low interest loans to individuals and families. These loans may be able to assist survivors with home repairs and personal property loss going well beyond what FEMA grants are authorized to cover. SBA conducts a different damage assessment because SBA loans can cover more items. The state and FEMA damage assessment is concerned with bringing survivors back to safe, sanitary and secure, whereas SBA goes beyond this to potentially bring survivors back to where they were before the disaster. When conducting an SBA damage assessment, the SBA representative looks for 2. Why do Joint Preliminary Damage Assessment teams have four people, isnt that a lotJoint PDA teams have representatives from each level of governmentfederal, state and local. The most efficient way to ensure prompt assistance to survivors is to get each of these levels of government on the same page and the best way to do that is to allow them to evaluate the situation together. What role does each Joint Preliminary Damage Assessment team member play At the federal level, FEMA and SBA each conduct assessments based on different criteria. FEMA seeks to identify the total number of persons in a county who cannot safely live in their home, while SBA looks to assess whether the damages meet their specific threshold for declaration. The state representative judges damages using the same criteria as the FEMA representative but seeks to ensure that local issues that affect damage levels are incorporated into the assessment, state agencies are activated to assist when necessary and accurate, comprehensive data goes to the governor. The local team member is the most important piece of this puzzle. He or she guides the rest of the team to the damage, provides the initial damage assessment data, provides disaster information and offers local input on neighborhoods and individual homes. Without each of these individuals working together, state and federal assistance may be delayed. Are there other damage assessments Definitely. The American Red Cross is often on scene first to assess the human needs of an affected population. The National Guard may conduct a Rapid Impact Assessmenta concept developed in Florida after Hurricane Andrew where the Florida National Guard is deployed to report immediate survivor needs food, water, shelter, medical, security and damage to supporting infrastructure utilities, communications, transportation, medical facilities, emergency services. In small events, the Small Business Administration may conduct their own damage assessment when it is clear that a Joint PDA is unnecessary. For public infrastructure, a Joint Public Assistance Preliminary Damage Assessment can be conducted for roads, utilities, public buildings, etc. However, the Joint Individual Assistance Preliminary Damage Assessment is the assessment that is used for the official request for a Presidential Disaster Declaration for Individual Assistance. DISASTER SURVIVORSCan I get a federal grant based on the Preliminary Damage Assessment No. Survivors can only get assistance after a Major Disaster Declaration for Individual Assistance has been signed by the President. After this declaration, survivors can apply for assistance online or through FEMAs tele registration line 1 8.